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American Express Gold Business Charge Card


What we think of it...

american express gold business charge card

american express gold business charge card - apply now
  • Earn Membership Reward Points on all your purchases
  • Useful trade discounts and travel booking service
  • Online account management and expenditure statements

Our editors are currently reviewing the American Express Gold Business charge card.





A little more detail...

Rates and Fees
      Special Note.. Any good?
Cash Withdrawal Fee 3% (£3 minimum) - About average
Annual Fee £95 - About average
Foreign Transaction Fee 2.73% - Good

Rewards
      Special Note.. Any good?
Reward Type #1 - Membership Reward Points Earn 1 Membership point for virtually every £1 spent.
Points can be redeemed for:
- Shopping
- Leisure
- Travel
- and more
Points do not expire as long as your account is current.
Good
Reward Type #2 - Small Business Savings Network Trade discounts, partners include
- HP
- Hertz
- Eurostar
- Radisson Edwardian Hotels
- DHL
- and more.
Good
Reward Type #3 - Gold Business Travel Service Travel booking service offering flight and hotel bookings and multi-destination itineraries.
- Discounts when you book online.
Good

Extras
      Special Note.. Any good?
Online Account Management Yes - Good
Travel Accident Insurance Up to £250,000 For business trips, when you buy your ticket with the American Express Gold Business charge card in order for the insurance to apply. Good
Travel Inconvenience Benefit Cover for:
- Delayed flights
- Flight cancellation
- Missed connection
- Luggage delay
- Lost luggage
When you purchase your flight with the American Express Gold Business charge card. Good
Global Assist ® Yes Offering you emergency medical and legal advice when travelling abroad. Good
Other Extras - Extras of:
- 24 hour customer service
- Good

Payments
      Special Note.. Any good?
Spending Limit No preset spending limit Your purchases will be approved based on a variety of factors, including:
- Your credit record
- Account history
- Personal resources.
Good
Free Credit Period Up to 39 days - Good
Monthly Payment To be paid in full. When you receive your monthly card statement. About average
Default Charges £10 - About average

Card Details
      Special Note.. Any good?
Online Application - Yes Remember: always ensure you meet the application requirements before applying, as getting rejected can affect your credit score. Good
Needed Income £15,000 or more - Not applicable
Card Type Gold - Not applicable
Payment Company American Express Retailers and ATM machines displaying the 'American Express' logo will accept this card. Not applicable
Card Issuer American Express - Not applicable
Card Advertiser American Express - Not applicable

At a Glance


Spending Limit
No preset limit
Rewards
Membership reward points
Discounts
Small Business Savings Network
Free credit period
Up to 39 days
Annual fee
£95

  This card includes:
Online Account Management
Travel Accident Insurance

  It is best suited for:
Businesses looking for a charge card payment method who want to benefit from business rewards and trade discounts.
Apply Now

Wait! Only apply if you are...

  • Aged 18 or over
  • Have a permanent UK home address
  • The company has a current bank or building society account
  • You or the company has no County Court Judgements for non-payment of debt
  • Your income is over £15,000

More about this card...

American Express Services Europe Limited
Portland House
Stag Place
London SW1E 5BZ
www.americanexpress.co.uk