1,000 bonus Nectar points with your first card purchase
Excellent purchase security and fraud protection
Our editors are currently reviewing the Nectar Business credit card.
A little more detail...
Rates and Fees
Special Note..
Any good?
Typical APR
15.9% APR (variable)
-
Balance Transfer Rate
15.9% p.a.
-
Balance Transfer Fee
2%
-
Cash Withdrawal Rate
25.9% p.a. (variable)
-
Cash Withdrawal Fee
3% (£3 minimum)
-
Annual Fee
£0
-
Foreign Transaction Fee
2.73%
-
Rewards
Special Note..
Any good?
Reward Type #1
-
Nectar Points
Up to 4 Nectar points for each £1 spent at Nectar sponsors (including points earned on your Nectar loyalty card). 1 Nectar point for each £1 spent everywhere else.
Reward Type #2
-
Bonus Nectar Points
1,000 Nectar points with your first card purchase.
Extras
Special Note..
Any good?
Online Account Management
Yes
-
Purchase Protection
Up to £20,000 per year
Purchases made with this card will be protected against theft or accidental damage for 90 days after the purchase date. - Exclusions do apply.
Refund Protection
Up to £200 per item, up to £750 per year
Purchases will be covered in the event that you return an unused eligible item to the retailer, within 90 days of purchase and the retailer will not refund you. Exclusions do apply.
Internet Fraud Guarantee
Yes
-
Global Assist ®
Yes
Offering you emergency medical and legal advice when travelling abroad.
You have to clear outstanding interest fees and any balance transfer amounts *before* you will be able to repay balances resulting from purchases and cash withdrawals.
Default Charges
£8
-
Copy of Statement Fee
£5
-
Card Details
Special Note..
Any good?
Online Application
-
Yes
Remember: always ensure you meet the application requirements before applying, as getting rejected can affect your credit score.
Needed Income
£20,000 or more
-
Card Type
Classic
-
Payment Company
American Express
Retailers and ATM machines displaying the 'American Express' logo will accept this card.
Card Issuer
American Express
-
Card Advertiser
American Express Nectar
-
At a Glance
Typical APR
15.9% APR
Credit Limit
£1,500 assumed
Balance transfer
15.9% p.a. (2% transfer fee)
Rewards
Nectar points
Interest free period
Up to 56 days on purchases
Annual fee
£0
This card includes:
Online Account Management
Purchase Protection Insurance
Internet Fraud Guarantee
It is best suited for:
Nectar point collectors who want to earn rewards on their business spending.
Wait! Only apply if you are...
Aged 18 or over
Have a permanent UK home address
The company has been trading for over 1 year
You or the company has no County Court Judgements for non-payment of debt
Your income is over £20,000
More about this card...
American Express Services Europe Limited
Portland House
Stag Place
London SW1E 5BZ www.americanexpress.co.uk
.gif)
.gif)
.gif)
