Credit Card User Guide

Read the latest news and find helpful resource articles containing all the information you need to know about credit cards. Independently written by ChooseMoney.

The myth of all-purpose plastic

Why your credit card is probably not as versatile as you think.
10th January 2007
Just because a credit card is good for one thing, doesn’t mean it’s good for everything. While your credit card may score an A for its low rate on purchases, it’s probably hiding a fistful of bad grades behind its back...

:: Read more about how credit cards are not always useful for all uses.

Lighten the load at Christmas

How 0% credit cards can spread your Christmas costs
12th November 2006
With one of the many 0% introductory rate credit cards available, it's not only possible - it's simple to do and it won't cost you a penny!...

:: Read more about how 0% credit cards can spread the cost of Christmas.

The 7 golden rules for avoiding balance transfer pitfalls

The 7 things you really need to know if you're planning to do a balance transfer
17th November 2006
Paying off less money in total and becoming debt-free faster is clearly everyone's intention when they take out a balance transfer credit card. However, be aware of the many traps banks set to prevent you from satisfying your debt free desires...

:: Read more about how to avoid the hidden pitfalls of balance transfers.

Credit cards and your online shopping sprees

Shopping whilst sat at home, without the headache of traipsing round with a million bags, rude shop assistants, kids running under your feet, everyone in your way and of course no chance of having your wallet thieved by a gang of hooligans sounds fantastic. However, fraudsters are continually developing new strategies to get their hands on your hard earned cash, but using a credit card for your online purchases instantly gives you the upper hand...

:: Read more about how using the right credit card can help make shopping online safer.