What we think of it...
- Generate donations for carbon off-setting projects
- Discounts on 'green' ethical products and services
- Cheaper rates for public transport spending
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Our editors are currently reviewing the Barclaycard Breathe credit card.
A little more detail
Rates and Fees
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Special Note.. |
Any good? |
| Typical APR |
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14.9% APR (variable) - |
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| Balance Transfer Rate |
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0% for 12 months
On amounts up to £5,000 |
On amounts up to £5,000.
Must be transferred within 60 days to qualify
Payments are applied towards introductory rates first. |
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| Balance Transfer Fee |
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2.5% |
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| Cash Withdrawal Rate |
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27.9% p.a.
(variable) |
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| Cash Withdrawal Fee |
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2.5%
(£2.5 minimum) |
This fee is also charged on cheques. |
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| Annual Fee |
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None |
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| Foreign Transaction Fee |
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2.75% |
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Rewards
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Special Note.. |
Any good? |
| Reward Type #1 |
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Donations to Pure - the Clean Planet Trust
| 50% of net profits after tax generated by the Barclaycard Breathe credit card will be donated.
Raised funds will be used towards government approved environmental projects.
Barclaycard have stated a minimum £1 million donation in the first year. |
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| Reward Type #2 |
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Public Transport Rate Reduction
| 5.9% p.a. on public transport spend.
Excludes Transport for London. |
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| Reward Type #3 |
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Green Discounts
| Retailers and service providers include:
- British Gas
- Ecotricity
- Halfords
- Hertz
- ecoelectricals.co.uk
- Center Parcs
- Eurocamp holidays
- tree2mydoor.com
- So Organic
- Natural Collection
- Crocus
- Barclays Insurance |
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| Reward Type #4 |
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Travel Service
| Get great holiday deals with the Barclaycard Travel Service. |
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| Reward Type #5 |
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Savings & Discounts
| Get savings & discounts with Thomas Cook, Avis, Hilton, Emirates, Center Parcs, Buyagift.com, Laithwaites and Domino's. |
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Extras
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Special Note.. |
Any good? |
| Online Account Management |
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Yes |
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| Purchase Delivery Protection |
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Yes |
- Covers brand new goods bought with this card if they don't arrive or are delivered damaged and you are unable to resolve the issue with the supplier.
- Covers goods bought online, over the telephone and in the high street when your purchase is delivered. |
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| Fraud Protection |
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Yes |
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| Travel Insurance |
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Single trip travel insurance |
- When you book your holiday (between 2 and 21 days long) through the Barclaycard Travel Service.
- Up to 5 friends and family members travelling with you will also be covered.
- Exclusions, terms and conditions apply. |
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| Worldwide Assistance |
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Yes |
- Free help if anything goes wrong while you're abroad.
- Barclaycard can provide help with legal and medical emergencies, arranging flights and transport quickly, interpretation, sending messages and lost or stolen documents. |
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| Emergency Card Replacement |
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Yes |
Also includes an emergency cash advance of up to £1,000 a week (subject to available funds). |
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| Other Extras |
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- Barclaycard secure
- Identity Protection Service |
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| Optional Extras |
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- Card protection
- Payment protection
- Everyday cover
- Identity theft protection |
These are not free services, but are available for this card. |
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Payments
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Special Note.. |
Any good? |
| Credit Limit |
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£250 minimum |
Maximum credit limit is subject to status. |
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| Interest Free Period |
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Up to 56 days |
There is no interest free period on cash withdrawals, cheques or balance transfers outside of the introductory period. |
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| Minimum Monthly Payment |
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2.25%
(£5 minimum) |
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| Allocation of Payments |
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Promotional Balances » Interest and Charges » Standard Balance » Cash Balance |
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| Default Charges |
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£12 |
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| Copy of Statement Fee |
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£3 |
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Card Details
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Special Note.. |
Any good? |
| Online Application |
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Yes |
Remember: always ensure you meet the application requirements before applying, as getting rejected can affect your credit score. |
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| Card Type |
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Classic |
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| Payment Company |
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MasterCard |
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| Card Issuer |
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Barclays Bank |
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| Card Advertiser |
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Barclaycard |
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More about this card...
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