What we think of it...
- Built-in Oyster travel card
- Quick and easy OneTouch payments
- 0% balance transfers for 14 months (2.5% fee)
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Our editors are currently reviewing the Barclaycard OnePulse with Balance Transfer credit card.
A little more detail
Rates and Fees
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Special Note.. |
Any good? |
| Typical APR |
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14.9% APR (variable) - |
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| Balance Transfer Rate |
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0% for 14 months
On amounts up to £5,000 |
On amounts up to £5,000.
Balances must be transferred within 60 days of account opening.
Payments are applied towards introductory rates first, with the longest duration offer being repaid first. |
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| Balance Transfer Fee |
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2.5% |
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| Cash Withdrawal Rate |
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27.9% p.a.
(variable) |
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| Cash Withdrawal Fee |
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2.5%
(£2.5 minimum) |
This fee is also charged on cheques. |
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| Annual Fee |
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None |
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| Foreign Transaction Fee |
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2.75% |
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Rewards
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Special Note.. |
Any good? |
| Reward Type #1 |
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Built in Oyster Card
| Pre-load a Travelcard or bus season ticket or pay as you go.
Auto top-ups available for pay as you go users. |
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| Reward Type #2 |
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OneTouch Payments
| Cashless / PIN-less payments for items under £10.
Participating merchants only. |
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| Reward Type #3 |
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Travel Service
| Get great holiday deals with the Barclaycard Travel Service. |
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| Reward Type #4 |
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Savings & Discounts
| Get savings & discounts with Thomas Cook, Avis, Hilton, Emirates, Center Parcs, Buyagift.com, Laithwaites and Domino's. |
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Extras
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Special Note.. |
Any good? |
| Online Account Management |
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Yes |
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| Purchase Delivery Protection |
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Yes |
- Covers brand new goods bought with this card if they don't arrive or are delivered damaged and you are unable to resolve the issue with the supplier.
- Covers goods bought online, over the telephone and in the high street when your purchase is delivered. |
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| Fraud Protection |
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Yes |
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| Travel Insurance |
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Single trip travel insurance |
- When you book your holiday (between 2 and 21 days long) through the Barclaycard Travel Service.
- Up to 5 friends and family members travelling with you will also be covered.
- Exclusions, terms and conditions apply. |
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| Worldwide Assistance |
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Yes |
- Free help if anything goes wrong while you're abroad.
- Barclaycard can provide help with legal and medical emergencies, arranging flights and transport quickly, interpretation, sending messages and lost or stolen documents. |
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| Emergency Card Replacement |
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Yes |
Also includes an emergency cash advance of up to £1,000 a week (subject to available funds). |
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| Other Extras |
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- Barclaycard secure
- Identity Protection Service |
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| Optional Extras |
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- Card protection
- Payment protection
- Everyday cover
- Identity theft protection |
These are not free services, but are available for this card. |
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Payments
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Special Note.. |
Any good? |
| Credit Limit |
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£250 minimum |
Maximum credit limit is subject to status. |
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| Interest Free Period |
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Up to 56 days |
There is no interest free period on cash withdrawals, cheques or balance transfers outside of the introductory period. |
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| Minimum Monthly Payment |
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2.25%
(£5 minimum) |
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| Allocation of Payments |
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Promotional Balances (longest duration first) » Interest and Charges » Standard Balance » Cash Balance |
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| Default Charges |
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£12 |
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| Copy of Statement Fee |
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£3 |
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Card Details
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Special Note.. |
Any good? |
| Online Application |
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Yes |
Remember: always ensure you meet the application requirements before applying, as getting rejected can affect your credit score. |
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| Card Type |
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Classic |
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| Payment Company |
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Visa |
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| Card Issuer |
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Barclays Bank |
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| Card Advertiser |
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Barclaycard |
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More about this card...
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