What we think of it...
- Huge 4% cash back until 31st July 2008
- Then earn 0.5% cash back until 1st January 2010
- Barclaycard renowned purchase, fraud and travel services.
|
Our editors are currently reviewing the Barclaycard Platinum Cashback credit card.
A little more detail
Rates and Fees
| |
|
|
Special Note.. |
Any good? |
| Typical APR |
 |
15.9% APR (variable) - |
- |
 |
| Balance Transfer Rate |
|
0% for 12 months
On amounts up to £5,000 |
On amounts up to £5,000.
Must be transferred within 60 days to qualify
Payments are applied towards introductory rates first. |
|
| Balance Transfer Fee |
|
2.5% |
- |
 |
| Cash Withdrawal Rate |
|
27.9% p.a.
(variable) |
- |
 |
| Cash Withdrawal Fee |
|
2.5%
(£2.5 minimum) |
This fee is also charged on cheques. |
|
| Annual Fee |
|
£0 |
- |
|
| Foreign Transaction Fee |
|
2.75% |
- |
|
Rewards
| |
|
|
Special Note.. |
Any good? |
| Reward Type #1 |
- |
Cash Back
| - 4% on all spending until 31st July 2008
- 0.5% on all spending until 1st January 2010
Cash back is limited to a maximum earning of:
- £30 per month. |
 |
| Reward Type #2 |
- |
Travel Service
| Get great holiday deals with the Barclaycard Travel Service. |
|
| Reward Type #3 |
- |
Savings & Discounts
| Get savings & discounts with Thomas Cook, Avis, Hilton, Emirates, Center Parcs, Buyagift.com, Laithwaites and Domino's. |
|
Extras
| |
|
|
Special Note.. |
Any good? |
| Online Account Management |
 |
Yes |
- |
|
| Purchase Delivery Protection |
|
Yes |
- Covers brand new goods bought with this card if they don't arrive or are delivered damaged and you are unable to resolve the issue with the supplier.
- Covers goods bought online, over the telephone and in the high street when your purchase is delivered. |
|
| Fraud Protection |
|
Yes |
- |
|
| Travel Insurance |
|
Single trip travel insurance |
- When you book your holiday (between 2 and 21 days long) through the Barclaycard Travel Service.
- Up to 5 friends and family members travelling with you will also be covered.
- Exclusions, terms and conditions apply. |
|
| Worldwide Assistance |
|
Yes |
- Free help if anything goes wrong while you're abroad.
- Barclaycard can provide help with legal and medical emergencies, arranging flights and transport quickly, interpretation, sending messages and lost or stolen documents. |
|
| Emergency Card Replacement |
|
Yes |
Also includes an emergency cash advance of up to £1,000 a week (subject to available funds). |
|
| Other Extras |
- |
- Barclaycard secure
- Identity Protection Service |
- |
|
| Optional Extras |
- |
- Card protection
- Payment protection
- Everyday cover
- Identity theft protection |
These are not free services, but are available for this card. |
 |
Payments
| |
|
|
Special Note.. |
Any good? |
| Credit Limit |
|
£250 minimum |
Maximum credit limit is subject to status. |
|
| Interest Free Period |
|
Up to 56 days |
There is no interest free period on cash withdrawals, cheques or balance transfers outside of the introductory period. |
|
| Minimum Monthly Payment |
|
2.25%
(£5 minimum) |
- |
|
| Allocation of Payments |
|
Promotional Balances (longest duration first) » Interest and Charges » Standard Balance » Cash Balance |
- |
|
| Default Charges |
|
£12 |
- |
|
| Copy of Statement Fee |
|
£3 |
- |
|
Card Details
| |
|
|
Special Note.. |
Any good? |
| Online Application |
- |
Yes |
Remember: always ensure you meet the application requirements before applying, as getting rejected can affect your credit score. |
|
| Card Type |
|
Platinum |
- |
 |
| Payment Company |
|
Visa |
- |
|
| Card Issuer |
|
Barclays Bank |
- |
|
| Card Advertiser |
|
Barclaycard |
- |
|
|
 |
More about this card...
|
.gif)
.gif)
.gif)
