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Barclaycard Platinum Credit Card


What we think of it...

barclaycard platinum credit card

barclaycard platinum credit card - apply now
  • Amazingly low interest rate just 8.8% APR
  • Really excellent purchase and fraud securities
  • Travel service and shopping discounts

Our editors are currently reviewing the Barclaycard Platinum credit card.

A little more detail

Rates and Fees
      Special Note.. Any good?
Typical APR 8.8% APR (variable) - - Good
Introductory Purchase Rate 0% for 3 months Payments are applied towards introductory rates first. Good
Balance Transfer Rate 8.8% p.a. - About average
Balance Transfer Fee 2.5% - About average
Cash Withdrawal Rate 27.9% p.a.
(variable)
- Not so good
Cash Withdrawal Fee 2.5%
(£2.5 minimum)
This fee is also charged on cheques. About average
Annual Fee None - Good
Foreign Transaction Fee 2.75% - About average

Rewards
      Special Note.. Any good?
Reward Type #1 - Travel Service Get great holiday deals with the Barclaycard Travel Service. Good
Reward Type #2 - Savings & Discounts Get savings & discounts with Thomas Cook, Avis, Hilton, Emirates, Center Parcs, Buyagift.com, Laithwaites and Domino's. Good

Extras
      Special Note.. Any good?
Online Account Management Yes - Good
Purchase Delivery Protection Yes - Covers brand new goods bought with this card if they don't arrive or are delivered damaged and you are unable to resolve the issue with the supplier.
- Covers goods bought online, over the telephone and in the high street when your purchase is delivered.
Good
Fraud Protection Yes - Good
Travel Insurance Single trip travel insurance - When you book your holiday (between 2 and 21 days long) through the Barclaycard Travel Service.
- Up to 5 friends and family members travelling with you will also be covered.
- Exclusions, terms and conditions apply.
Good
Worldwide Assistance Yes - Free help if anything goes wrong while you're abroad.
- Barclaycard can provide help with legal and medical emergencies, arranging flights and transport quickly, interpretation, sending messages and lost or stolen documents.
Good
Emergency Card Replacement Yes Also includes an emergency cash advance of up to £1,000 a week (subject to available funds). Good
Other Extras - - Barclaycard secure
- Identity Protection Service
- Good
Optional Extras - - Card protection
- Payment protection
- Everyday cover
- Identity theft protection
These are not free services, but are available for this card. About average

Payments
      Special Note.. Any good?
Credit Limit £250 minimum Maximum credit limit is subject to status. About average
Interest Free Period Up to 56 days There is no interest free period on cash withdrawals, cheques or balance transfers outside of the introductory period. Good
Minimum Monthly Payment 2.25%
(£5 minimum)
- About average
Allocation of Payments Promotional Balances (longest duration first) » Interest and Charges » Standard Balance » Cash Balance - About average
Default Charges £12 - About average
Copy of Statement Fee £3 - About average

Card Details
      Special Note.. Any good?
Online Application - Yes Remember: always ensure you meet the application requirements before applying, as getting rejected can affect your credit score. Good
Card Type Platinum - Not Applicable
Payment Company Visa - Not Applicable
Card Issuer Barclays Bank - Not Applicable
Card Advertiser Barclaycard - Not Applicable

At a Glance


Typical APR
8.8% APR
Credit limit
£250 minimum
Intro purchases
0% for 3 months
Balance transfer
8.8% p.a.
(2.5% transfer fee)
Discounts
Travel and shopping
Interest free period
Up to 56 days
Annual fee
£0

  This card includes:
Online Account Management
Purchase Delivery Insurance
Fraud Protection
Travel Insurance and Services

  It is best suited for:
Anyone looking for an amazingly cheap prestige credit card.
Apply Now

Wait! Only apply if you are...

  • Aged 21 or over
  • UK resident
  • Have a good credit history
  • Have a regular income
  • Do not already hold a Barclaycard
  • Earn at least £10,000 per annum

More about this card...

Barclays Bank
1 Churchill Place
London, E14 5HP
www.barclaycard.co.uk