Our editors are currently reviewing the Barclaycard Platinum credit card.
A little more detail
Rates and Fees
Special Note..
Any good?
Typical APR
8.8% APR (variable) -
-
Introductory Purchase Rate
0% for 3 months
Payments are applied towards introductory rates first.
Balance Transfer Rate
8.8% p.a.
-
Balance Transfer Fee
2.5%
-
Cash Withdrawal Rate
27.9% p.a. (variable)
-
Cash Withdrawal Fee
2.5% (£2.5 minimum)
This fee is also charged on cheques.
Annual Fee
None
-
Foreign Transaction Fee
2.75%
-
Rewards
Special Note..
Any good?
Reward Type #1
-
Travel Service
Get great holiday deals with the Barclaycard Travel Service.
Reward Type #2
-
Savings & Discounts
Get savings & discounts with Thomas Cook, Avis, Hilton, Emirates, Center Parcs, Buyagift.com, Laithwaites and Domino's.
Extras
Special Note..
Any good?
Online Account Management
Yes
-
Purchase Delivery Protection
Yes
- Covers brand new goods bought with this card if they don't arrive or are delivered damaged and you are unable to resolve the issue with the supplier. - Covers goods bought online, over the telephone and in the high street when your purchase is delivered.
Fraud Protection
Yes
-
Travel Insurance
Single trip travel insurance
- When you book your holiday (between 2 and 21 days long) through the Barclaycard Travel Service. - Up to 5 friends and family members travelling with you will also be covered. - Exclusions, terms and conditions apply.
Worldwide Assistance
Yes
- Free help if anything goes wrong while you're abroad. - Barclaycard can provide help with legal and medical emergencies, arranging flights and transport quickly, interpretation, sending messages and lost or stolen documents.
Emergency Card Replacement
Yes
Also includes an emergency cash advance of up to £1,000 a week (subject to available funds).
Other Extras
-
- Barclaycard secure - Identity Protection Service