What we think of it...

Our editors are currently reviewing the Capital One Platinum credit card.

A little more detail

Rates and Fees

			Special Note..	Any good?
Typical APR		14.9% APR (variable) -	-
Introductory Purchase Rate		0% until 1 November 2009	Payments are applied towards introductory rates first.
Balance Transfer Rate		0% until 1 November 2009	Payments are applied towards introductory rates first.
Balance Transfer Fee		3%	-
Cash Withdrawal Rate		25.94% p.a. (variable)	-
Cash Withdrawal Fee		3% (£3 minimum)	-
Annual Fee		None	-
Foreign Transaction Fee		2.75%	-

Extras

			Special Note..	Any good?
Online Account Management		Yes	-
Internet Fraud Guarantee		Yes	You will be protected against Internet fraud when you use this card online.
Identity Theft Service	-	Yes	Help and guidance on how to prevent identity theft, as well as your own named advisor to help with your case from start to finish if you ever become victim to identity theft.
Optional Extras	-	Payment protection insurance	This is not a free service, but is available for this card.

Payments

			Special Note..	Any good?
Credit Limit		£1,500 - £16,000.00	Credit limit is subject to status.
Interest Free Period		Up to 56 days	There is no interest free period on balance transfers or cash withdrawals.
Minimum Monthly Payment		3% (£5 minimum)	-
Allocation of Payments		Fees » Interest » Balance Transfers » Purchases » Cash Withdrawals	-
Default Charges		£12	-

Card Details

			Special Note..	Any good?
Online Application	-	Yes	Remember: always ensure you meet the application requirements before applying, as getting rejected can affect your credit score.
Card Type		Platinum	-
Payment Company		MasterCard	-
Card Issuer		Capital One	-
Card Advertiser		Capital One	-

At a Glance

Typical APR	14.9% APR
Credit limit	£1,500 to £16,000
Intro purchases	0% until 1 November 2009
Balance transfer	0% until 1 November 2009 (3% transfer fee)
Interest free period	Up to 56 days
Annual fee	£0

	This card includes:
	Online Account Management
	Internet Fraud Guarantee
	Identity Theft Service
	It is best suited for:
	Anyone with a good credit history, who's looking for a market-leading 0% balance transfer and new spending at 0% straight away too.
	Wait! Only apply if you are...
Aged 21 or over UK resident Earn at least £10,000 per annum

More about this card...