Gold Credit Cards

How gold credit cards work...

Not only does a gold card look good in your wallet, it can also offer a host of benefits that you miss out on with your standard card.

If you have a sound credit rating and earn a reasonable salary, read on to discover the exclusive benefits a gold card can offer you.

What are the benefits?

While still offering competitive a competitive APR, gold cards are often loaded with added extras, at no extra cost to you, including...

• Higher credit limits
• Increased daily cash withdrawal limits
• Purchase protection
• Travel insurance
• Fraud cover
• 0% balance transfer offers
• Better reward packages

N.B Not all cards offer all the benefits. You will more than likely have to look at a range of gold cards and decide which extra's are of the most beneficial to you.

Who is eligible for a gold credit card?

There are typically two main requirements you need to fulfil in order to obtain a gold card.

1. Age
   The majority of lenders stipulate that you are at least 21 years old before you are eligible, however, a few companies will accept people at 18.


2. Income
   You will have to earn a reasonable wage to be considered. For most gold cards an annual income of around £20,000 is the base limit.

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