Gold Credit Cards

How to use a gold credit card...

A gold credit card not only carries prestige, but a host of benefits too, including increased credit limit and purchase protection insurance.

The good news is that you don't have to be a millionaire to get one of these cards . . . but perhaps you could be in the future if you use the card sensibly.

Making the most of your card:

Repay your balance
Try and repay your balance in full at the end of every month. By doing this you will avoid any interest charges and maximise the benefits you receive, not to mention improving your credit rating.

Choose the best card for you.
Not all gold cards offer the same benefits. Fortunately, choose have amalgamated all the best gold credit cards here for you to compare. Look at the APR, annual charges, credit limit and the benefits they offer too.

Try to choose a card that offers features you will use i.e. don't choose a card that focuses on foreign medical insurance if you go to Cornwall every year.

Things to watch out for:

High credit limits
If you are going from a fairly mediocre credit limit to many thousands of pounds, make sure you don't get carried away with your spending!

Although gold cards don't harbour a particularly excessive APR, if you start carrying a balance of many thousands the interest rate will really rack up.

Compare gold credit cards