What we think of it...

Our editors are currently reviewing the Halifax All in One credit card.

A little more detail

Rates and Fees

			Special Note..	Any good?
Typical APR		15.9% APR (variable) -	15.9% APR - 19.9% APR (variable)
Introductory Purchase Rate		0% for 10 months	Payments are applied towards the lowest rate balances first.
Balance Transfer Rate		0% for 10 months	Payments are applied towards the lowest rate balances first. Must be made within 90 days of account opening to qualify.
Balance Transfer Fee		3% (£3 minimum)	-
Cash Withdrawal Rate		23.95% p.a. (variable)	-
Cash Withdrawal Fee		3% (£3 minimum)	-
Annual Fee		None	-
Foreign Transaction Fee		2.95%	-

Extras

			Special Note..	Any good?
Online Account Management		Yes	-
Online Fraud Guarantee		Yes	-
Other Extras	-	- Fraud monitoring - Halifax Secure	-
Optional Extras	-	- Payment protection - Card protection - Identity protection	These are services you will have to pay for.

Payments

			Special Note..	Any good?
Credit Limit		£500 minimum	Maximum credit limit is subject to status.
Interest Free Period		Up to 59 days	There is no interest free period on cash withdrawals, cheques or balance transfers.
Minimum Monthly Payment		2% (£5 minimum)	-
Allocation of Payments		Low interest rate balances » Higher interest rate balances	-
Default Charges		£12	-
Copy of Statement Fee		£5	-

Card Details

			Special Note..	Any good?
Online Application	-	Yes	Instant decision in most cases.
Card Type		Classic	-
Payment Company		MasterCard	-
Card Issuer		HBOS	-
Card Advertiser		Halifax	-

At a Glance

Typical APR	15.9% APR
Credit limit	£500 minimum
Intro purchases	0% for 10 months
Balance transfer	0% for 10 months (3% transfer fee - £3 min)
Interest free period	Up to 59 days
Annual fee	£0

	This card includes:
	Online Account Management
	Online Fraud Guarantee
	It is best suited for:
	People looking to transfer an existing credit card balance and spend on the same card for 0% rates on both.
	Wait! Only apply if you are...
Aged 18 or over UK resident Have a regular income

More about this card...