Fantastic 0% balance transfer for 12 months (3% transfer fee)
A little more detail
Rates and Fees
Special Note..
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Typical APR
15.9% APR (variable) -
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Introductory Purchase Rate
0% for 3 months
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Balance Transfer Rate
0% for 12 months
Includes credit card cheques
Balance Transfer Fee
3% (£3 minimum)
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Cash Withdrawal Rate
27.9% p.a. (variable)
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Cash Withdrawal Fee
3% (£3 minimum)
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Annual Fee
None
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Foreign Transaction Fee
2.75%
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Rewards
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Reward Type #1
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MBNA Reward Points
Earn 1 point for every £1 spent in purchases. Points can be redeemed for - brand name products - travel - dream experiences - shopping vouchers - cash
Reward Type #2
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Bonus MBNA Reward Points
Get 2,000 bonus points the first time you use the MBNA Rewards American Express credit card to make a purchase. Note: You must use your card within 90 days of your account opening to receive the bonus points.
Reward Type #3
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MBNA RewardsPlus
Earn double or triple points, plus special offers and discounts when you shop via mbnarewards.co.uk with: - Avis - CD WOW! - Charles Tyrwhitt - Habitat - Macdonald Hotels - WHSmith
Reward Type #4
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MBNA TravelPlus
Personalised VIP travel service offering savings and discounts on: - flights - hotels - holidays.
Reward Type #5
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American Express Selects
Exclusive offers and discounts, including leisure, dining and shopping.
Extras
Special Note..
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Online Account Management
Yes
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Internet Fraud Guarantee
Yes
There is no liability or excess to pay for theft, loss or fraudulent Internet use, as long as you notify MBNA as soon as your card cannot be found or you notice any unsual transactions on your account.
Travel Accident Insurance
Up to £100,000
When you use this card to buy travel tickets you and your family will be covered against death or serious injury whilst abroad.
Travel Inconvenience Insurance
Up to £250
For food, accommodation and additional travel expenses charged to the MBNA Rewards American Express credit card if your travel is delayed for 8 hours. Also covers the cost of purchasing emergency clothing if your luggage is delayed for more than 12 hours.
Lost Luggage Insurance
Up to £1,500
If your luggage that has been checked in is stolen, lost or misdirected by the carrier. Available for Platinum cardholders only.
Other Extras
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24 hour customer service
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Optional Extras
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Payment protection insurance
There is a charge for this optional extra.
Payments
Special Note..
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Credit Limit
Up to £50,000
Credit limit may vary from person to person.
Interest Free Period
Up to 56 days
There is no interest free period on balance transfer or cash withdrawals.
General spenders who want to earn reward points on all their purchases and benefit from shopping and travel discounts. Also great for balance transfers.
Wait! Only apply if you are...
Aged 18 or over
UK resident
More about this card...
MBNA Bank Europe Limited
Stansfield House
Chester Business Park
Chester, CH4 9QQ www.mbna.com