choosemoney.co.uk
Home Credit Cards Loans Current Accounts Savings Accounts Mortgages Insurance
Credit Cards Home Low Rate Balance Transfer Reward Travel Affinity Poor Credit History Prestige Business
choose find a card


choose switch


choose browse



MBNA Rewards American Express Credit Card


What the issuer says about it...

mbna rewards american express credit card

mbna rewards american express credit card - apply now
  • Earn MBNA Reward points on all your spending
  • Useful travel and shopping discounts
  • Fantastic 0% balance transfer for 12 months (3% transfer fee)


A little more detail

Rates and Fees
      Special Note.. Any good?
Typical APR 15.9% APR (variable) - - About average
Introductory Purchase Rate 0% for 3 months - Good
Balance Transfer Rate 0% for 12 months Includes credit card cheques Good
Balance Transfer Fee 3%
(£3 minimum)
- About average
Cash Withdrawal Rate 27.9% p.a.
(variable)
- Not so good
Cash Withdrawal Fee 3%
(£3 minimum)
- About average
Annual Fee None - Good
Foreign Transaction Fee 2.75% - About average

Rewards
      Special Note.. Any good?
Reward Type #1 - MBNA Reward Points Earn 1 point for every £1 spent in purchases.
Points can be redeemed for
- brand name products
- travel
- dream experiences
- shopping vouchers
- cash
Good
Reward Type #2 - Bonus MBNA Reward Points Get 2,000 bonus points the first time you use the MBNA Rewards American Express credit card to make a purchase.
Note: You must use your card within 90 days of your account opening to receive the bonus points.
Good
Reward Type #3 - MBNA RewardsPlus Earn double or triple points, plus special offers and discounts when you shop via mbnarewards.co.uk with:
- Avis
- CD WOW!
- Charles Tyrwhitt
- Habitat
- Macdonald Hotels
- WHSmith
Good
Reward Type #4 - MBNA TravelPlus Personalised VIP travel service offering savings and discounts on:
- flights
- hotels
- holidays.
Good
Reward Type #5 - American Express Selects Exclusive offers and discounts, including leisure, dining and shopping. Good

Extras
      Special Note.. Any good?
Online Account Management Yes - Good
Internet Fraud Guarantee Yes There is no liability or excess to pay for theft, loss or fraudulent Internet use, as long as you notify MBNA as soon as your card cannot be found or you notice any unsual transactions on your account. Good
Travel Accident Insurance Up to £100,000 When you use this card to buy travel tickets you and your family will be covered against death or serious injury whilst abroad. Good
Travel Inconvenience Insurance Up to £250 For food, accommodation and additional travel expenses charged to the MBNA Rewards American Express credit card if your travel is delayed for 8 hours.
Also covers the cost of purchasing emergency clothing if your luggage is delayed for more than 12 hours.
Good
Lost Luggage Insurance Up to £1,500 If your luggage that has been checked in is stolen, lost or misdirected by the carrier. Available for Platinum cardholders only. Good
Other Extras - 24 hour customer service - Good
Optional Extras - Payment protection insurance There is a charge for this optional extra. About average

Payments
      Special Note.. Any good?
Credit Limit Up to £50,000 Credit limit may vary from person to person. Good
Interest Free Period Up to 56 days There is no interest free period on balance transfer or cash withdrawals. Good
Minimum Monthly Payment 3%
(£25 minimum)
- About average
Allocation of Payments Low interest rate balances » Higher interest rate balances Where there are two balances at the same promotional rate, the balance with the longer promotional period will be repaid first. About average
Default Charges £12 - About average

Card Details
      Special Note.. Any good?
Online Application - Yes - Good
Card Type Classic - Not Applicable
Payment Company American Express - Not Applicable
Card Issuer MBNA - Not Applicable
Card Advertiser MBNA - Not Applicable

At a Glance


Typical APR
15.9% APR
Credit limit
Up to £50,000
Intro purchases
0% for 3 months
Balance transfer
0% for 12 months
(3% transfer fee - £3 min)
Rewards
MBNA Reward Points
MBNA RewardsPlus
MBNA TravelPlus
AmEx Selects
Interest free period
Up to 56 days
Annual fee
£0

  This card includes:
Online Account Management
Internet Fraud Guarantee
Travel Accident Insurance

  It is best suited for:
General spenders who want to earn reward points on all their purchases and benefit from shopping and travel discounts. Also great for balance transfers.
Apply Now

Wait! Only apply if you are...

  • Aged 18 or over
  • UK resident

More about this card...

MBNA Bank Europe Limited
Stansfield House
Chester Business Park
Chester, CH4 9QQ
www.mbna.com