choosemoney.co.uk
Home Credit Cards Loans Current Accounts Savings Accounts Mortgages Insurance
Credit Cards Home Low Rate Balance Transfer Reward Travel Affinity Poor Credit History Prestige Business
choose find a card


choose switch


choose browse



bmi Credit Card


What the issuer says about it...

bmi credit card

bmi credit card - apply now
  • Earn 1.5 bmi miles for every £1 you spend, and more when you fly with bmi
  • Bag yourself 20,000 free miles with your first card purchase (made within 90 days)
  • Great 0% balance transfer offer for 12 months


A little more detail

Rates and Fees
      Special Note.. Any good?
Typical APR 15.9% APR (variable) - - About average
Introductory Purchase Rate 0% for 3 months - Good
Balance Transfer Rate 0% for 12 months Includes credit card cheques Good
Balance Transfer Fee 3%
(£3 minimum)
- About average
Cash Withdrawal Rate 27.9% p.a.
(variable)
- Not so good
Cash Withdrawal Fee 3%
(£3 minimum)
- About average
Annual Fee None - Good
Foreign Transaction Fee 2.75% - About average

Rewards
      Special Note.. Any good?
Reward Type #1 - bmi Flyer Miles Earn 1.5 air miles for every £1 spent on the bmi credit card - air miles can be redeemed for free flights with bmi, Star Alliance and other airline partners, hotel accommodation and car rental.
For more information on the bmi Diamond Club Frequent Flyer Program, please visit flybmi.com/diamondclub.
Good
Reward Type #2 - Double Air Miles Earn double air miles when you use the bmi credit card to pay for a bmi flight at flybmi.com Good
Reward Type #3 - Bonus Miles Get 20,000 destination miles with your first card purchase. That's enough for a return flight to Spain or Italy!
Note: Must be made within 90 days of account opening.
Good
Reward Type #4 - Other Rewards There is no booking fee when you use the bmi credit card to buy bmi flights at flybmi.com or via the bmi call centre. Good

Extras
      Special Note.. Any good?
Online Account Management Yes - Good
Internet Fraud Guarantee Yes There is no liability or excess to pay for theft, loss or fraudulent Internet use, as long as you notify MBNA as soon as your card cannot be found or you notice any unsual transactions on your account. Good
Travel Accident Insurance Up to £100,000 When you use this card to buy travel tickets you and your family will be covered against death or serious injury whilst abroad. Good
Travel Inconvenience Insurance Up to £250 For food, accommodation and additional travel expenses charged to the bmi credit card if your travel is delayed for 8 hours.
Also covers the cost of purchasing emergency clothing if your luggage is delayed for more than 12 hours.
Good
Lost Luggage Insurance Up to £1,500 If your luggage that has been checked in is stolen, lost or misdirected by the carrier.
Note: Platinum cardholders only.
Good
Other Extras - 24 hour customer service - Good
Optional Extras - Payment protection insurance There is a charge for this optional extra. About average

Payments
      Special Note.. Any good?
Credit Limit Up to £50,000 Credit limit may vary from person to person. Good
Interest Free Period Up to 56 days There is no interest free period on balance transfer or cash withdrawals. Good
Minimum Monthly Payment 3%
(£25 minimum)
- About average
Allocation of Payments Low interest rate balances » Higher interest rate balances Where there are two balances at the same promotional rate, the balance with the longer promotional period will be repaid first. About average
Default Charges £12 - About average

Card Details
      Special Note.. Any good?
Online Application - Yes - Good
Card Type Classic - Not Applicable
Payment Company American Express - Not Applicable
Card Issuer MBNA - Not Applicable
Card Advertiser MBNA
bmi
- Not Applicable

At a Glance


Typical APR
15.9% APR
Credit limit
Up to £50,000
Intro purchases
0% for 3 months
Balance transfer
0% for 12 months
(3% transfer fee - £3 min)
Air Miles
bmi & Star Alliance
Interest free period
Up to 56 days
Annual fee
£0

  This card includes:
Online Account Management
Internet Fraud Guarantee
Travel Accident Insurance

  It is best suited for:
Travel lovers who want to bag a free flight or earn frequent flyer miles just by using the card.
Apply Now

Wait! Only apply if you are...

  • Aged 18 or over
  • UK resident

More about this card...

MBNA Bank Europe Limited
Stansfield House
Chester Business Park
Chester, CH4 9QQ
www.mbna.com