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BT Credit Card


What the issuer says about it...

bt credit card

bt credit card - apply now
  • Earn money off your BT phone bill
  • Great 0% for 12 months balance transfer (3% fee)
  • Useful 0% for 3 months purchases


A little more detail

Rates and Fees
      Special Note.. Any good?
Typical APR 16.9% APR (variable) - - About average
Introductory Purchase Rate 0% for 3 months - Good
Balance Transfer Rate 0% for 12 months Includes credit card cheques Good
Balance Transfer Fee 3%
(£3 minimum)
- About average
Cash Withdrawal Rate 27.9% p.a.
(variable)
- Not so good
Cash Withdrawal Fee 3%
(£3 minimum)
- About average
Annual Fee None - Good
Foreign Transaction Fee 2.99% - About average

Rewards
      Special Note.. Any good?
Reward Type #1 - BT phone bill discount You will earn:
- 1p for each £2 spent on spending up to £250 in a month
- 1p for each £1 spent on spending over £250 in a month.
Note: You can earn up to a maximum of £75 off your BT phone bill in any 12 month period.
Discounts earned will be automatically credited to your BT phone bill, any discount over and above the total cost of your BT phone bill will be rolled over to the next bill.
Good

Extras
      Special Note.. Any good?
Online Account Management Yes - Good
Internet Fraud Guarantee Yes There is no liability or excess to pay for theft, loss or fraudulent Internet use, as long as you notify MBNA as soon as your card cannot be found or you notice any unsual transactions on your account. Good
Other Extras - 24 hour customer service - Good
Optional Extras - Payment protection insurance There is a charge for this optional extra. About average

Payments
      Special Note.. Any good?
Credit Limit Up to £50,000 Credit limit may vary from person to person. Good
Interest Free Period Up to 56 days There is no interest free period on balance transfer or cash withdrawals. Good
Minimum Monthly Payment 3%
(£25 minimum)
- About average
Allocation of Payments Low interest rate balances » Higher interest rate balances Where there are two balances at the same promotional rate, the balance with the longer promotional period will be repaid first. About average
Default Charges £12 - About average

Card Details
      Special Note.. Any good?
Online Application - Yes - Good
Card Type Classic - Not Applicable
Payment Company Visa - Not Applicable
Card Issuer MBNA - Not Applicable
Card Advertiser MBNA
BT
- Not Applicable

At a Glance


Typical APR
16.9% APR
Credit limit
Up to £50,000
Intro purchases
0% for 3 months
Balance transfer
0% for 12 months
(3% transfer fee - £3 min)
Rewards
BT phone bill discount scheme
Interest free period
Up to 56 days
Annual fee
£0

  This card includes:
Online Account Management
Internet Fraud Guarantee

  It is best suited for:
BT telephone subscribers who want to save money off their BT bill by earning credit card rewards.
Apply Now

Wait! Only apply if you are...

  • Aged 18 or over
  • UK resident

More about this card...

MBNA Bank Europe Limited
Stansfield House
Chester Business Park
Chester, CH4 9QQ
www.mbna.com