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Chelsea Credit Card


What the issuer says about it...

chelsea credit card

chelsea credit card - apply now
  • Free Chelsea home shirt when you spend within 90 days
  • Earn yourself MBNA reward points & prize draw entries everytime you spend
  • Fantastic 12 month 0% balance transfer offer (3% transfer fee)


A little more detail

Rates and Fees
      Special Note.. Any good?
Typical APR 15.9% APR (variable) - - About average
Introductory Purchase Rate 0% for 3 months - Good
Balance Transfer Rate 0% for 12 months Includes credit card cheques Good
Balance Transfer Fee 3%
(£3 minimum)
- About average
Cash Withdrawal Rate 27.9% p.a.
(variable)
- Not so good
Cash Withdrawal Fee 3%
(£3 minimum)
- About average
Annual Fee None - Good
Foreign Transaction Fee 2.99% - About average

Rewards
      Special Note.. Any good?
Reward Type #1 - Chelsea FC Contributions Every time you use the Chelsea credit card, MBNA will contribute a royalty to the Chelsea Footbal Club.
Funds raised are at no extra cost to yourself, and go towards supporting the youth development at the Academy.
Good
Reward Type #2 - MBNA Reward Points Earn 1 MBNA reward point for each £1 spent in purchases on the card.
Points can be redeemed for:
- Chelsea merchandise
- travel
- entertainment
- shopping vouchers
Good
Reward Type #3 - Chelsea Prize Draw Earn 1 prize draw entry everytime you spend on the card between now and 29th February 2008.
Prize to be won is the 'Chelsea Ultimate Fan package' including:
- VIP match seats
- framed shirt
- tickets to the Player of the Year function
- and more
Good
Reward Type #4 - 07/08 Chelsea Home Shirt Spend on the card within 90 days to receive a free 07/08 season Chelsea home shirt. Good

Extras
      Special Note.. Any good?
Online Account Management Yes - Good
Purchase Protection Yes Most purchases between £50 and £1,000 will be covered against theft or accidental damage for up to 100 days from purchase when you pay with the Chelsea credit card. Good
Internet Fraud Guarantee Yes There is no liability or excess to pay for theft, loss or fraudulent Internet use, as long as you notify MBNA as soon as your card cannot be found or you notice any unsual transactions on your account. Good
Travel Accident Insurance Up to £100,000 When you use this card to buy travel tickets you and your family will be covered against death or serious injury whilst abroad. Good
Travel Inconvenience Insurance Up to £250 For food, accommodation and additional travel expenses charged to the Chelsea credit card if your travel is delayed for 8 hours.
Also covers the cost of purchasing emergency clothing if your luggage is delayed for more than 12 hours.
Good
Lost Luggage Insurance Up to £1,500 - If your luggage that has been checked in is stolen, lost or misdirected by the carrier.
- Platinum cardholders only
Good
Other Extras - 24 hour customer service - Good
Optional Extras - Payment protection insurance There is a fee for this optional extra About average

Payments
      Special Note.. Any good?
Credit Limit Up to £50,000 Credit limit may vary from person to person. Good
Interest Free Period Up to 56 days There is no interest free period on balance transfer or cash withdrawals. Good
Minimum Monthly Payment 3%
(£25 minimum)
- About average
Allocation of Payments Low interest rate balances » Higher interest rate balances Where there are two balances at the same promotional rate, the balance with the longer promotional period will be repaid first. About average
Default Charges £12 - About average

Card Details
      Special Note.. Any good?
Online Application - Yes - Good
Card Type Classic or Platinum MBNA reserves the right to issue a classic card instead. Not Applicable
Payment Company Visa - Not Applicable
Card Issuer MBNA - Not Applicable
Card Advertiser MBNA
Chelsea FC
- Not Applicable

At a Glance


Typical APR
15.9% APR
Credit limit
Up to £50,000
Intro purchases
0% for 3 months
Balance transfer
0% for 12 months
(3% transfer fee - £3 min)
Contributions
Chelsea FC
Rewards
MBNA reward points
Interest free period
Up to 56 days
Annual fee
£0

  This card includes:
Online Account Management
Purchase Protection Insurance
Internet Fraud Guarantee
Travel Accident Insurance

  It is best suited for:
Chelsea FC fans! Also great for anyone wanting to do a balance transfer, or collect MBNA rewards.
Apply Now

Wait! Only apply if you are...

  • Aged 18 or over
  • UK resident

More about this card...

MBNA Bank Europe Limited
Stansfield House
Chester Business Park
Chester, CH4 9QQ
www.mbna.com