Donations to the National Trust just by taking out and spending on the card
Excellent 0% balance transfer for 12 months
Great selection of cardholder extras
A little more detail
Rates and Fees
Special Note..
Any good?
Typical APR
15.9% APR (variable) -
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Introductory Purchase Rate
0% for 3 months
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Balance Transfer Rate
0% for 12 months
Includes credit card cheques
Balance Transfer Fee
3% (£3 minimum)
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Cash Withdrawal Rate
27.9% p.a. (variable)
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Cash Withdrawal Fee
3% (£3 minimum)
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Annual Fee
None
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Foreign Transaction Fee
2.99%
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Rewards
Special Note..
Any good?
Reward Type #1
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National Trust Donations
MBNA will donate £15 to The National Trust when you take out the card and 30p for every £100 you spend in purchases on the card, plus an additional £2 will be donated every year the account remains open. These donations are paid by MBNA Europe Bank and do not cost you a penny.
Extras
Special Note..
Any good?
Online Account Management
Yes
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Purchase Protection
Yes
Most purchases between £50 and £1,000 will be covered against theft or accidental damage for up to 100 days from purchase when you pay with the National Trust credit card.
Internet Fraud Guarantee
Yes
There is no liability or excess to pay for theft, loss or fraudulent Internet use, as long as you notify MBNA as soon as your card cannot be found or you notice any unsual transactions on your account.
Travel Accident Insurance
Up to £100,000
When you use this card to buy travel tickets you and your family will be covered against death or serious injury whilst abroad.
Travel Inconvenience Insurance
Up to £250
For food, accommodation and additional travel expenses charged to the National Trust credit card if your travel is delayed for 8 hours. Also covers the cost of purchasing emergency clothing if your luggage is delayed for more than 12 hours.
Lost Luggage Insurance
Up to £1,500
If your luggage that has been checked in is stolen, lost or misdirected by the carrier. Note: Platinum cardholders only.
Other Extras
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24 hour customer service
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Optional Extras
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Payment protection insurance
There is a charge for this optional extra.
Payments
Special Note..
Any good?
Credit Limit
Up to £50,000
Credit limit may vary from person to person.
Interest Free Period
Up to 56 days
There is no interest free period on balance transfer or cash withdrawals.
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