Great 0% balance transfer offer for 13 months (2.9% fee)
0% on purchases for 3 months
A little more detail
Rates and Fees
Special Note..
Any good?
Typical APR
15.9% APR (variable) -
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Introductory Purchase Rate
0% for 3 months
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Balance Transfer Rate
0% for 13 months Includes transferring cash into a current account
Must be made within the first 90 days. Includes credit card cheques
Balance Transfer Fee
2.9% (£3 minimum)
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Cash Withdrawal Rate
27.9% p.a. (variable)
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Cash Withdrawal Fee
3% (£3 minimum)
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Annual Fee
None
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Foreign Transaction Fee
2.99%
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Rewards
Special Note..
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Reward Type #1
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Points Programme
Earn 1 point for every £1 spent in purchases. Points can be redeemed for - travel - entertainment - shopping vouchers - cash
Extras
Special Note..
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Online Account Management
Yes
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Internet Fraud Guarantee
Yes
There is no liability or excess to pay for theft, loss or fraudulent Internet use, as long as you notify MBNA as soon as your card cannot be found or you notice any unsual transactions on your account.
Travel Accident Insurance
Up to £100,000
When you use this card to buy travel tickets you and your family will be covered against death or serious injury whilst abroad.
Travel Inconvenience Insurance
Up to £250
For food, accommodation and additional travel expenses charged to the MBNA Platinum Rewards credit card if your travel is delayed for 8 hours. Also covers the cost of purchasing emergency clothing if your luggage is delayed for more than 12 hours.
Lost Luggage Insurance
Up to £1,500
If your luggage that has been checked in is stolen, lost or misdirected by the carrier. Available for Platinum cardholders only.
Other Extras
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24 hour customer service
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Optional Extras
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Payment protection insurance
There is a charge for this optional extra.
Payments
Special Note..
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Credit Limit
Up to £50,000
Credit limit may vary from person to person.
Interest Free Period
Up to 56 days
There is no interest free period on balance transfer or cash withdrawals.
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